Manulife

Manulife Financial is a leading Canadian-based financial services group serving millions of customers in 19 countries and territories worldwide.

Operating as Manulife Financial in Canada and Asia, and primarily through John Hancock in the U.S., the company offers clients a diverse range of financial protection products and wealth management services through its extensive network of employees, agents and distribution partners.

Funds under management by Manulife Financial and its subsidiaries were Cdn$405 billion (US$330 billion) as of December 31, 2008. Manulife Financial Corporation trades as ‘MFC’ on the TSX, NYSE and PSE, and under ‘945’ on the SEHK.

UNITED STATES

John Hancock is a unit of Manulife Financial Corporation. The John Hancock unit, through its insurance companies, comprises one of the largest life insurers in the United States. John Hancock offers a broad range of financial products and services, including whole life, term life, variable life and universal life insurance, as well as college savings products, fixed and variable annuities, long-term care insurance, mutual funds and various forms of business insurance.